Deputy Healy asks Minister Quinn if he accepts that there is a serious problem with regard to people facing homelessness, and also asks if he accepts that there are thousands of families on low incomes below the minimum living expenses who can not avail of the insolvency process and face the loss of their family homes as a result, and what does he intend to do about this?

Deputy Healy also asks Minister Quinn if he accepts that bankruptcy is a solution to these families, as Deputy Healy does not? and also Deputy Healy asks what changes are his government going to make in the insolvency arrangements to ensure that this category of distressed mortgage holder, who can’t avail of insolvency, can stay in their homes.